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Improve Your Financial Situation with Polk Partners

With all of the craziness going on in the world right now. You may be thinking more and more about your financial state. If you are lucky enough to have savings you may be okay.

However, if you are like most of the people in the United States you probably live paycheck to paycheck and are trying to figure out how you can balance everything now that you’re not working. The good news is there is help out there, you can get help with Polk Partners.

How Polk Partners can help you improve your Finances.

Polk Partners is different because they offer you a way out of your bad financial situation. They offer a low-interest way to handle your debt with one easy payment. That way you don’t have to worry about those horrible multiple payments you’re currently making and only have to worry about one.

How to prepare for help

You can go it alone, or with help, whatever you choose to do, you do have a few options. You can check out the FTC’s page on coping with debt. They have great tips for doing it on your own or for getting help.

You are ready to get some help, however, you have no idea what to do. I have put together a few tips to get yourself organized and ready to make that phone call.

Get a notepad and a couple of pens.

You want to take notes once you make contact. You want to know all of your options and be ready to write down things you may still need to get. Also write down any important information they give you. Phone numbers and interest rates.

Get all of your bills togeather.

Start by getting every bill, credit card statements and a copy of your credit report. You need to have all your information ready before making your call so you can explain your situation accurately.

Once you have all your bills together make a list of each one and how much you owe in that notebook. Having all of your bills listed off in an easy to read page will be more helpful during your call than having to shift through papers. It will also make you less anxious when you are trying to get information.

stress from debt

Get mentally prepared for the conversation

The first phone call may be a simple call that sets up a more in-depth call later. However, that first call could last a while and they may need all that information then. You are prepared with everything they need, but you also need to be mentally prepared for what you are going to discuss.

Being in a bad financial situation is stressful in fact according to this article on debt.org A study of 33,720 U.S. households published in the January 2016 edition of Psychology Science found that those with higher levels of unemployment were more likely to purchase over-the-counter pain killers. This means that not only is debt stressful, but it can actually cause physical pain.

You need to be prepared for this call, when you start talking to someone about your debt you may find you get sad, angry or have other emotions. Before calling take deep breaths and write at the top of that notebook one simple word “breath” when you feel yourself getting emotional look at that word and do it.

Getting the help you need to improve your financial situation is not hard, there are many options out there. The hard part is admitting you need help and then getting it. With Polk Partners you can get the help you need with one simple payment that works for you.

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