Divorce can be one of the most stressful and life-changing events of your life. If you do not have a prenuptial agreement, things can get very confusing and messy. However, no matter what our circumstances are, you can do certain things to mitigate the potential disaster of divorce.
If you can stay slam, consider all the different aspects, and remain level-headed throughout, you have a far superior chance of coming out on top. It is only through the proper thought that you will be able to come up with a plan of action. To help you prepare for your divorce, here are a few tips and things to think about:

The Law
It is a good idea, probably prior to telling your soon-to-be ex-spouse about the fact you want a divorce is to look into the legal aspects of divorce. Different areas have a different legal structure, so investigate as best you can. Create a list of all the things you see as potential hazards in the divorce proceedings, such as your house, assets, savings, debts, children, etc. There are so many considerations that need to be made. Look at your rights and how best you can go about dissolving all ties between you.
Talk to the Professional
Again, this is something that could be done before making your spouse aware of what’s going to happen, but you should seek professional help and advice. Things could get very messy, and you will need support, so talk to the professional. They can give you a rough idea of what to expect and how to combat this, they can tell you about many of the legal aspects, you will want other questions answered, like how long does it take to get divorce? It is worth your while creating a list of questions, so you know nothing has been missed when making initial contact. Try and seek advice from many sources too, perhaps even reading divorce stories may help you prepare for what is going to happen.
Sever all the Financial Ties you can
Most married couples have a joint bank account. This is one of the first things that you have to get rid of. Before you close the account, ensure you get a full report of all the financial dealings that have gone on on that account. If the account has debt, once you close it, you will need to create a payment plan, even if the debt was not accrued by you. Anything that has your name on it, and that you are jointly responsible, so you have to stop the damage now. So close joint bank accounts, close any other joint accounts such as PayPal, close utility account, or, at least have one of your names removed from it. This ensures that any debt accrued on the utility account is not liable to both of you.
The Mortgage
This is not something you could or should sever before the process has been completed. If you both jointly own the home, you have to ensure that the mortgage payments continue to get paid, which means you may have to pay mortgage and rent if you no longer live there. Yes, this is annoying, and yes, they should be paying, but you need to think about the long-term picture. Paying the mortgage is better than defaulting. This will affect your credit score and may mean you cannot get a mortgage in the future, so beware.
Create Your Own Financial History
Once you have your own bank account, you can start creating a financial record that is just of your making. If your spouse is a bit of a spendthrift, this will be apparent in these records. That makes it essential to break ties sooner rather than later. It may be a good idea to get a credit card and use it correctly, making all the payments on time, increasing your credit score. The more evidence you have to show that you are good with money, the better this will fare in court.
Your Credit Score
It is important that you keep a watchful eye on your credit score. Even though you have closed the joint bank account and started making your own way, the details will not clock over instantly. It could take several weeks. So make sure you keep tabs on it. Also, by checking this regularly, you will soon discover if there are any financial obligations that your partner has signed you up for without your prior knowledge. Once you discover these things, you can then begin trying to sort them out too.
Don’t Hide Your Assets
This is something that will bite you where it hurts. It will get found out. You may end up with fines and possibly other penalties too, and at court, you will lose credibility. If you are trying to prove you are the sensible one etc., this will totally backfire. Although it may be hard, you have to be honest. Instead, try and find ways to legally protect your assets, like creating a trust, for example. Be careful, though, as these have to be legal and easily explainable to any legal body.
Passwords
Updating your passwords is a no-brainer. If you are being wise, you should pretty much change every password, from banking to your email. If the divorce gets bitter and messy, do not underestimate what your spouse will do to get their own way. People are prepared to do a lot when it comes to money, so don’t make things easy for them, change your passwords.
Stay in Control
If you want to succeed, then you have to stay in control. Keep your emotions in check, even though you may be pushed to the limit. It may be wise to do some meditation practice to enable yourself to remain calm. Also, think about maybe conduction a meeting via Zoom, instead of in person, as this could take away any power the other person has over you. But whatever happened sating in control is essential.