Buying a new home is an exciting time. It’s the first step to making your dream of owning a place come true! But before you can close on your new home, there are several professionals you need to contact. Here are the five professionals you should contact before purchasing a new home.
Pest Control
Pests are not only annoying, but they can also be very costly to get rid of. So before you buy a home with pests, it’s vital to have them dealt with by professionals who know how to remove all traces of the pest infestation properly.
Pest control companies can help with:
- Advising on how to amend the pest infestation if any
- Provide a report to help with negotiation tactics
If there is an active pest problem in your new home when you close on the sale, the bank will likely ask for further treatments before closing out the deal or lower their offer price depending on how bad it is.
Mold Inspector
It’s important to have a mold inspector come and check for any potential mold issues in the home before you buy it. Mold can cause serious health problems, so it’s important to know if there is any hidden damage that could cost you down the road.
Mold inspectors will be able to assist in the following ways:
- Can identify whether or not there is mold in the home
- May recommend further testing depending on their findings
- Could help you get a lower price on the house if they find significant damage
Home Inspector
A home inspector is a professional who will come and thoroughly inspect the home you want to buy for any potential issues that could arise in the future. They’ll look at things like:
- Roofing
- Drainage
- Foundation
If there are any problems with the home, a home inspector will be able to identify them and recommend a course of action.
Mortgage Broker
If you don’t already have a mortgage broker, finding one before buying your new home is crucial. Your mortgage professional will help find the right type of loan for you and can be an invaluable resource throughout the entire process to ensure everything goes smoothly.
The bank may not approve your loan if:
- You aren’t making enough money
- Your credit score isn’t high enough
- There may be some other issues with how much debt you’re taking on and what assets you own that could also cause this problem
A good mortgage broker will know exactly what needs to happen to get it approved, and they will also make sure all paperwork gets submitted correctly.
Real Estate Agent
A real estate agent can be a great asset when you’re buying a new property. They help with negotiating the price of the home; they walk you through all documentation to make sure everything is in order and will even attend closing on your behalf if necessary.
Real estate agents can assist with:
- Negotiating for a better deal on the house
- Helping find homes that fit within your budget
- Make sure any offer made gets submitted correctly, so nothing falls through the cracks before it’s too late!
Having a trustworthy, knowledgeable real estate agent by your side throughout the process is essential for a successful deal.
In conclusion, these five professionals will help you buy your new home with ease and without any unforeseen circumstances. Buying a property can be a daunting task, but by having the right people on your side, can make it a much smoother process.